Insurance Law

Insurance relationships extend beyond the contract between insurer and policyholder and also include recourse claims against third parties who caused a loss, as well as the pursuit of cross-border losses. A foreign insurer or policyholder pursuing rights arising from a loss in Turkey needs knowledge of Turkish law and practice.

We advise insurance companies, insured companies and injured parties on insurance contracts, compensation claims and recourse actions, and represent our clients in disputes.

Insurance contracts and coverage

The compliance of policy conditions with Turkish law, the scope of coverage and the exclusions should be reviewed before a loss occurs. The application of international group policies to subsidiaries in Turkey also requires a separate review.

Pursuing compensation claims

When a loss occurs, compliance with notification obligations and securing evidence determine the outcome of the claim. Where the insurer refuses payment or pays only in part, we pursue our clients' claims against the insurance company.

Recourse actions

An insurer that has paid for a loss has a right of recourse against the third parties responsible. In transport, traffic and property losses occurring in Turkey, we pursue the recourse claims of foreign insurers before Turkish courts and, where necessary, apply for interim measures such as a precautionary attachment.

Traffic accidents and liability insurance

Foreign drivers and vehicle owners involved in a traffic accident in Turkey often lack information about compulsory insurance and claims against the other party's insurer. In these cases we represent our clients and their legal expenses insurers against insurance companies and liable parties.