Debt Collection / Debt Recovery

Debt Collection Services for Businesses and Individuals

Unpaid invoices and outstanding debts often place a significant financial burden on businesses and individuals. They tie up liquidity, increase administrative workload, and may strain business relationships. To prevent such situations, we support you in the professional and legally secure enforcement of your claims – both out of court and through legal proceedings.

Our experienced team of attorneys provides tailored debt collection services that are customized to meet your individual needs. We follow a structured and efficient approach to collect your debts as quickly and cost-effectively as possible.

Our Debt Collection Process – Step by Step to Successful Recovery

1. Written Payment Reminder (Dunning Letter)

Before initiating legal action, we send the debtor a written payment reminder. This letter sets a clear payment deadline and warns of potential legal action if payment is not made.

2. Telephone Contact

If the debtor does not respond to the written reminder in a timely manner, we establish direct telephone contact. Through professional and solution-oriented communication, we strive to reach a mutual payment agreement and avoid legal proceedings.

3. Payment Plans and Settlement Agreements

If the debtor is willing to settle the claim but is unable to make full payment at once, or if a settlement is required, we assist in drafting payment plans and settlement agreements to ensure structured debt repayment.

4. Initiation of Legal Proceedings

If out-of-court communication fails, we apply to the competent court for a payment order. This is an official demand for payment, giving the debtor one last opportunity to settle the claim.

If the debtor objects to the payment order, judicial clarification is required. In this case, a lawsuit must be filed to overturn the objection. Our team handles the entire litigation process and represents your interests in court to obtain a legally binding judgment and an enforceable title. Only after obtaining this title can enforcement measures be initiated.

5. Enforcement Measures

If the debtor still does not pay despite the enforceable title, we implement effective enforcement measures, including:

• Attachment of wage and salary
• Attachment of bank accounts
• Registration of a security mortgage
• Seizure of movable property

Our aim is to enforce your justified claims vigorously, making full use of all available legal options.

International Debt Collection – Cross-Border Recovery of Claims

Debt collection can be particularly challenging in cross-border cases, as different legal frameworks, language barriers and cultural differences must be considered. Thanks to our international expertise and extensive network, we also support you in collecting debts abroad.

We are well-versed in country-specific regulations and apply effective strategies to recover your claims internationally.

Focus Areas

• Out-of-Court Debt Collection
• Written Payment Demands & Dunning Letters
• Customized Payment Plans & Settlement Negotiations
• Legal Dunning Procedure
• Prejudgment Attachment
• Mediation
• Action for Annulment of Objection / Action for Debt Collection
• Execution & Enforcement Measures
• International Debt Collection
• Consulting on Debt Management & Risk Minimization