Tax Advisory for Individuals

Optimal Tax Solutions and Personalized Tax Strategies

Taxes play a crucial role in financial planning, directly impacting your wealth, investments and long-term financial security. Professional tax advisory services help you minimize tax liabilities, leverage legal tax benefits, and avoid financial risks.

Whether you are an employee, self-employed professional, investor, property owner or expatriate, our experienced tax consultants and legal advisors provide tailored solutions to optimize your tax situation. We analyse your specific circumstances and develop a long-term tax strategy aligned with your financial goals.

Our Tax Advisory Services for Individuals

1. Income Tax (Tax Returns & Tax Optimization)

Income tax (Personal Income Tax – PIT) is one of the most significant taxes for individuals, covering various types of earnings, including:

• Wages and salaries (payroll tax withholding)
• Self-employment and business income
• Investment income (dividends, stock profits, interest, cryptocurrencies)
• Rental income from real estate (property taxation)
• Other income sources, such as pensions and additional earnings

Our Services:
- Preparation and optimization of income tax returns
- Utilization of tax deductions, allowances and credits
- Advice on tax-deductible expenses and special allowances
- Assistance with tax refunds and overpayment claims

2. Capital Gains Tax

Capital Gains Tax (CGT) applies to earnings from investments, including:

• Dividends and interest income
• Profits from stocks, funds, ETFs and bonds
• Cryptocurrency and digital assets
• Gains from selling securities or shareholdings

Our Services:
- Tax optimization of capital investments
- Use of allowances and avoidance of unnecessary tax liabilities
- Advisory on cryptocurrency taxation
- Tax-efficient investment strategies for long-term wealth creation

3. Real Estate Taxation & Rental Income

Selling or renting real estate involves various taxes:

• Income tax on rental earnings
• Capital gains tax on profits from real estate sales
• Annual property tax on real estate ownership

Our Services:
- Tax advisory for real estate transactions
- Optimization of tax liabilities for landlords and real estate investors
- Calculation of capital gains tax and structuring property sales efficiently
- Assistance with annual property tax returns

4. Inheritance Tax & Gift Tax

The transfer of wealth to the next generation is subject to inheritance tax and gift tax, applicable in cases such as:

• Inheritance of cash, real estate, shares in companies or other movable assets and rights
• Gifts to family members or third parties during one’s lifetime

Our Services:
- Tax planning for an optimal wealth transfer
- Maximization of tax allowances and exemptions
- Advisory on structuring wills, inheritance and donation agreements
- Minimization of inheritance and gift taxes

5. Tax Advisory for Expats & International Taxation

Individuals working, investing, or relocating abroad may face complex international tax obligations. Double Taxation Agreements (DTAs) determine which country has the right to tax specific types of income.

• Determining tax residency in cases of relocation or dual residency
• Taxation of foreign-sourced income
• Reclaiming withholding taxes on foreign income

Our Services:
- Tax optimization for expatriates
- Advisory on avoiding double taxation
- Assistance with international tax filing and compliance

6. Tax Planning for Self-Employed Professionals & Freelancers

Self-employed individuals and freelancers have unique tax obligations, including:

• Income tax on business profits
• Value-added tax (VAT) on services and products
• Business tax obligations (if applicable)

Our Services:
- Tax structuring for self-employed professionals and small businesses
- Optimization of deductible business expenses to reduce taxable income
- Advisory on VAT compliance and invoicing
- Support with tax audits and compliance matters

7. Tax Disputes & Tax Audits

In the event of a tax audit or disputes with the tax authorities, competent tax representation is crucial.

Our Services:
- Representation during tax audits and disputes with tax authorities
- Filing appeals and negotiations with tax offices
- Legal representation in tax courts and administrative proceedings

Focus Areas – Our Tax Expertise for Individuals

• Income tax planning & tax return preparation
• Capital gains tax, real estate taxation & cryptocurrency taxation
• International tax advisory for expats & cross-border taxation
• Inheritance & gift tax planning
• Tax optimization for self-employed professionals & freelancers
• Tax advice for shareholdings and company sales
• Retirement & pension tax planning
• Representation in tax disputes & tax audits